Most people seek Uber services whenever they require a quick lift. But do you know that these vehicles might be involved in a crash? What should you do in such a case?
Your legal options if an Uber crash happens, as with all other personal injury cases, are variable. Note that the business model the company uses identifies car drivers as independent contractors rather than employees. Thus, the moment you hail a driver via the Uber app, you are simply relying on an individual who has contracted out the service and car via Uber and not the Uber Company itself.
Besides, many insurers don’t provide auto insurance coverages for customers offering commercial driving services. That means you might not be covered in case of an accident. In the event that you or your loved one has been involved in an Uber accident, it is recommended to contact a reliable and experienced car accident attorney in Toledo to discuss your legal options and pursue a personal injury claim.
What you should do
If you are a passenger, do the following immediately after the accident;
- Call the police – dial 911
- Write the names, phone numbers, email addresses of any witnesses and the driver. Also, you should note the vehicle plate number.
- Take a picture of your receipt and a screenshot of the Uber ride.
- When possible, take photographs of the crash scene
- Write down everything that happened immediately before, during, and after the crash.
- Call your attorney as soon as you can.
As with nearly all personal injury cases, it is essential to pinpoint the at-fault party for you to receive great compensation. Before anyone can sign up to be an Uber driver, they must undergo thorough background checks that check for driving violations and criminal records. While this inspection might sound extensive, it doesn’t guarantee that your Uber driver won’t make driving errors or in worst cases, cause a crash that might leave you with severe injuries.
Generally, Uber offers insurance to both riders and the drivers. Note that this coverage is for the drivers as they drive to pick up a customer and during the trip. Third-party coverage from Uber riders some assurance that they are protected in case of an accident. It also provides underinsured and uninsured motorists injury coverage.
If you ever get injured while using Uber services and you intend to file a lawsuit, you must determine the at-fault driver (not Uber) and be able to prove it. You should also serve copies of the suit on that driver and the relevant insurance company. Generally, drivers are legally allowed to have only minimal commercial coverage, and that means your driver might not be able to compensate your medical bills and other damages. This is where the insurance service providers and their liability policy come in.
Remember, personal injury cases involving Uber drivers might not as straightforward as those involving other vehicles. Thus, it is helpful to work with a trusted attorney.